BECOMING A
CHARITABLE
INCORPORATED
ORGANISATION
(CIO)
What are the current issues, and should we change?
Last update: 12 August 2026: Final resolutions for member vote (PDF)
Introduction
This page has been produced to explain why we’re asking you to vote on our change into a Charitable Incorporated Organisation (CIO), and the initial application to the Charity Commission.
Hopefully any questions you might have will be answered by the information below, but if there is anything else that you would like to know, please use the form at the bottom of this page.
There are also links to important additional documentation and information at the bottom of this page, and some specific action points that you can take.
Many thanks for taking the time to read this, and for your involvement in this process.
Timeline
July 2025: Club agrees to look into transitioning to a CIO (Charitable Incorporated Organisation)
October 2025: CIO team set up
January 2026: CIO team report to the exec committee
April 2026: Exec committee and CIO team present draft constitution, mapping document and FAQs to members
June 2026: Latest draft constitution, mapping document and FAQs shared with members
July 2026: AGM discussion
3rd August 2026 @ 19:00: Virtual (Zoom) member call to discuss proposed draft CIO constitution
1st September 2026 @ 19:00: In-person SGM at clubhouse for member vote to approve the Charity Commission application
Q4 2026: If Charity Commission application is approved by members, submit it and work through the process, which could take anywhere from two to six months to complete
Q1 2027: In-person SGM for final member vote on the final transfer of club assets to the CIO
Why are we proposing this change?
The club is currently an unincorporated association with Community Amateur Sports Club (CASC) status, meaning it has no separate legal identity in the eyes of the law.
The club can’t sign any documentation or licences, and can’t enter into agreements:
Members currently sign licence applications and documentation as individuals on the club’s behalf, but they take on a level of personal responsibility by doing so. Also, the club can’t enter into agreements with any ‘business-to-business’ suppliers or contractors. It’s important to note that arranging some of our club events is far more bureaucratic and complicated than it used to bePersonal liability:
Though it’s extremely unlikely, if the club faces a major dispute or catastrophic financial issue, committee members may face unlimited personal financial liability. If the club's funds and assets are exhausted, the law allows creditors to pursue a committee member for any remaining debt, providing they can establish that the member is personally liable and that they could fulfil the debt. The most vulnerable committee members would be those who sign contracts in their own name.The insurance gap:
England Athletics insurance covers running accidents and sport-related liability. It does not protect members against contractual disputes, property disputes, or financial liabilities.The club doesn’t ‘own’ the clubhouse and land freehold*:
Currently four members personally hold the legal titles to the land, on trust for the benefit of club’s membership (UK Land Registry title number: TGL112184, dated: 19.06.2013).Paying for things:
The club currently pays for business rates and the three main utilities directly, but individual members routinely pay for other things like clubhouse maintenance, event supplies/services, vehicle hire etc. - then have to claim it back.Clubhouse renovations delayed:
We cannot practically move forward with upgrading the clubhouse without the ability to enter into substantial direct contracts in the club’s name, which would otherwise require individual members to personally take on those contracts.
What’s a "CIO"?
It’s a legal structure designed for clubs like ours.
The club would become a legal entity, and would take on ‘corporate responsibility’ regulated by the Charity Commission.
The club would own its assets, including clubhouse and land.
The club would be able to sign agreements and enter into contracts.
It’s aligned with England Athletics (EA) Guidance:
EA requires clubs to ensure their legal structure is "fit for purpose" for their current and future needs. EA partners with the sports law firm Muckle LLP who generally advise that a CIO can be suitable for a club that wants to hold land and property in its own name, and protect its membership from personal liability.
EA's "Fit for Purpose" standard:
In EA’s official "Club Standards" (Standard 1), they require clubs to review their legal structures and ask: "Does your club have an appropriate legal structure and status that meets your current situation and is also suitable for the future?".
EA's Official Legal Partnership:
On the EA Club Hub, under the "Club Legal Structures" resource, EA officially states: "Guidance produced by Muckle LLP to help clubs decide which legal structure and tax status is right for their club".
Muckle LLP's advice on CIOs:
EA's legal partner, Muckle LLP, publishes guidance on this transition, stating: "The Charitable Incorporated Organisation is becoming a popular vehicle for grassroots sports clubs... Being incorporated means that the charity has legal personality... the CIO itself, rather than its members or trustees, will be responsible for its debts".
Governance of the club under a CIO
Becoming a CIO means more formal governance:
Member votes:
Members elect the charity trustees at the Annual General Meeting (AGM). The charity trustees types are ‘Officer’ (the President, Secretary, and Treasurer), and ‘Ordinary’ who hold no specific office but share equal legal responsibility.The role and authority of trustees:
Under charity law, the trustees hold the ultimate legal, regulatory, and financial responsibility for the club. To meet these statutory obligations, trustees retain final decision-making authority over the club's general management and finances, except for decisions explicitly reserved for a member vote in the constitution. While they delegate day-to-day operations to the Executive Committee, trustees are legally bound to act solely in the best interests of the club and remain fully accountable to the membership, who retain the ultimate power to elect or remove them.Length of term:
Trustees serve a staggered rotational cycle to maintain stability. At every AGM, one-third of the trustees (the longest-serving including at least one Officer and one Ordinary) must step down. Over time this creates a three-year term for each trustee. Trustees can serve a maximum of two continuous terms before taking a mandatory one-year break. Any trustees who are appointed mid-year must step down at the next AGM and can be re-elected by a member vote.The Constitution:
A new constitution is required, and is the primary legal document required for registration with the Charity Commission. It governs statutory requirements like our charitable objectives, legal powers, financial compliance, and the formal procedures for running meetings.The Terms of Reference (ToR):
This is a new document used by the Executive Committee to govern day-to-day club operations, including items previously held in the Club Rulebook section of the old constitution*. While the ToR itself is not bound by the new constitution, the trustees formally undertake not to amend it without prior member consultation. This is a serious commitment - if trustees ever make changes without consulting the club, members have the right to immediately call a Special General Meeting (SGM) to remove them from office.“First charity trustees”:
To legally establish the CIO structure and manage the transfer of club assets, an initial group of six member first charity trustees was selected following internal committee discussion. These are legally required to step down at the first CIO AGM, at which point members will be able to elect the initial ‘full term’ trustees to go forward with.
* Please note: The current draft of the new constitution contains clauses 10(4)(h) and 10(4)(i) which state that changes to club honours, races/championships, and colours require a member vote - but these are likely to be removed from the final constitution and moved to the ToR.
What would be the benefits?
For a regular member, the normal club experience would remain unchanged. We would still train, compete, volunteer, and socialise exactly as we do now.
Protects members against liability:
The club would be able to sign contracts, licences and agreements (like those with Royal Parks and local councils) in its own name. This would remove the personal legal liability from individual members, including club Officers.Secures our home, and enables us to modernise:
The club, as a legal entity, would own the freehold of the land and clubhouse ensuring long-term security and removing any concerns around title transfer should a trustee leave or be voted out. Would also enable us to move forward with our plans to refurbish and update the clubhouse.Helps us to raise additional funds:
Would make it easier to secure community grants, and would open access to charity-specific funding.Could enable proxy voting:
This may be permitted and included in the new constitution, subject to working out the practical details (which can be complex). This would allow all members to vote on important club matters, even if they can’t attend an in-person meeting. Currently proxy voting is at the discretion of the Committee.
What are the main considerations around this change?
Stricter governance:
Informal decision-making would end. Trustees would be legally required to formally record decisions, declare any conflicts of interest, and adhere to charity law.Some Charity Commission oversight:
Some alterations to the club’s constitution, especially around core purpose (its Objects) or asset rules (on dissolution), would require pre-approval by the Charity Commission before a member vote could take effect. This is defined in item 28.2 of the proposed CIO constitution (see additional document links at the foot of this page).Increased administration and transparency:
The club would need to prepare and submit annual financial accounts and a formal trustee report to the Charity Commission every year. These would be published together with the names of all current trustees on their public online register.New leadership structure:
Trustees would take on the ultimate legal and financial oversight of the club as a charity. They would delegate day-to-day management to the Executive Committee, which comprises the trustees, member-elected Captains, and trustee-appointed operational leaders.Key changes to member voting:
Members would elect the trustees and Captains, but would no longer vote on Executive Committee roles like the Operations, Performance, and Community leads. These would be appointed by the trustees. Additionally, the proposal is that members would no longer vote to approve membership fees, which would instead be set by the trustees. This is not a requirement within CIO rules, but rather a choice we have made on the basis that passing control of membership fees to the trustees and Executive Committee could enable us to make changes mid-year if the finances of the club demanded it, without waiting for an AGM.Calling a special meeting (SGM):
It would require 5% of members (minimum 20) to call an SGM - currently fixed at 20.
Quick comparison summary
| Current (Unincorporated CASC) | Proposed (CIO) | |
|---|---|---|
| Legal identity | No - it is only a tax registration status | Yes - a recognised legal entity |
| Governance | Committee elected by members under club constitution, but no statutory backing | Trustees elected by members under club constitution, backed by charity law. Delegated authority to appointed Executive Committee |
| Liability | Risks club officer personal assets | Ordinary financial liabilities are limited strictly to the club's assets |
| Land freehold | Held on trust by four trustees | Owned/held by the club as an entity |
| Contracts | Signed by individuals, restricting options | Signed by the club, enabling larger agreements |
| Funding | Reduces options | Opens access to charity-specific funding |
| Clubhouse | Refubishment not practically possible as member(s) would need to take on contractual burden | Refubishment possible, as it enables the club to sign development contracts |
| Proxy voting | Allowed, at discretion of the committee | Allowed, once we work out the practical details |
Members’ questions…
Please note: The following questions have been grouped and summarised from multiple member enquiries to help cover all key topics as clearly as possible.
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As a charity we would be legally required to pursue a defined charitable purpose for the benefit of the public, which for us is the "advancement of amateur sport", and membership and participation must remain open and accessible to the whole community. We already do both of these things. Being a charity would mean the club is regulated by the Charity Commission, so every year the trustees would be legally required to submit an Annual Return (covering income, expenditure, governance, safeguarding, and risk management), an Annual Report (summary of the club's activities, achievements, and how we’ve delivered our public benefit), and Annual Accounts.
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No. Our intention is that the day-to-day experience, our training calendar, competitive leagues, and social events would remain exactly the same. To qualify as a CIO we must demonstrate a "public benefit" which we already do through our Couch to 5k programmes, school outreach, parkrun volunteering, and race officiating. Our competitive racing would simply fulfill the charitable objective of "promoting participation in amateur sport".
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Yes. The new CIO constitution explicitly protects this relationship. Under the new rules, any future decision to maintain, change, or end the club's affiliation to a national or regional athletics governing body could only be made by a direct vote of the membership at a General Meeting.
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Yes, for standard club activities. Currently, a member (volunteer) who signs an agreement on behalf of the club risks personal liability if a claim exceeds the club's available funds or insurance. Becoming a CIO removes this ordinary contractual liability because the club itself becomes the legal entity entering into agreements. However, it does not remove every form of individual responsibility - volunteers or trustees could still face personal liability in exceptional circumstances, such as acting unlawfully, operating outside of their given authority, or providing a personal financial guarantee.
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There are some other alternatives: a Company Limited by Shares and a Company Limited by Guarantee (CLG). A Company Limited by Shares is not practical for a club with a fluctuating membership, as transferring shares whenever someone joins or leaves would be administratively complex, or it would result in a small group of people legally "owning" the club. A CLG is a common model for sports clubs, but managing member guarantees creates ongoing administrative overhead. Furthermore, if a CLG registers as a charity to gain tax exemptions on event revenue, it must file annual reports with both Companies House and the Charity Commission. A CIO provides the necessary limited liability and charitable tax benefits, but streamlines administration by requiring the club to report to only one regulator - the Charity Commission.
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The main consideration is that becoming a CIO is a permanent one-way transition. The club's assets would be transferred to the registered charity, and then legally locked into the charity sector - we could not revert back to being an unregulated, unincorporated association. Though this is something to note, it’s a similar arrangement to what we have now where the land, and therefore clubhouse, is currently locked in trust. The only ‘risk’ is if the CIO collapses through negligence or catastrophic mismanagement - which is why the trustees are in place to make sure this doesn’t happen. If this unlikely event ever happened (in a worst case scenario) the club’s assets could be transferred to another (new) charity, set up with “similar objects” - members would have no liability to contribute to its assets and no personal responsibility for settling any debts.
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Legally, the club would be governed by the charity trustees, consisting of ‘Officers’ (President, Secretary, and Treasurer) and a number of additional ‘Ordinary’ trustees - currently three, but may scale from one to nine. Under charity law, all trustees share equal legal status and responsibility for ensuring the club complies with charity law and policies. The plan is that the trustees would delegate the day-to-day running of the club to the Executive Committee, who appoint operational groups - so our intent is that the club would continue to function on a practical level as it does now. The Executive Committee consists of: President, Secretary, Treasurer, Operations Leader, Performance Leader, Community Leader, Men’s Captain, Women’s Captain and Lead Welfare Officer.
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The day-to-day running of the club would remain heavily guided by members, who would retain the right to vote for trustees, Captains, and to protect our heritage. However, to comply with Charity Commission rules the ultimate legal responsibility for the club’s "general control and management" would shift to the elected charity trustees, who are responsible for the club's legal compliance and overall financial security. This is a standard requirement for all charities to ensure the organisation operates safely and for the public benefit. The Charity Commission explicitly lists the 6 main legal duties of a charity trustee:
1. Ensure the charity is carrying out its purposes for the public benefit: Trustees must ensure the club is doing what it was set up to do (promoting amateur athletics) and that its funds are not being spent on things outside of that core purpose.
2. Comply with the charity’s governing document and the law: Trustees must ensure the club adheres to the new CIO constitution and complies with standard UK law (including employment, health and safety, and data protection).
3. Act in the charity’s best interests: Trustees must make balanced, informed decisions solely in the best interests of the club, not themselves. This includes strictly declaring and managing any "conflicts of interest."
4. Manage the charity’s resources responsibly: Trustees must exercise sound financial judgment. They must ensure the club’s assets (the clubhouse, bank accounts, and equipment) are protected, not exposed to undue risk, and that the club remains financially solvent.
5. Act with reasonable care and skill: Trustees must give enough time and thought to their role, use their personal skills/experience to help the club, and seek external professional advice when dealing with complex issues (like signing property leases or legal contracts).
6. Ensure the charity is accountable: Trustees must ensure the club complies with statutory accounting requirements, submits annual returns to the Charity Commission on time, and remains accountable to its members as outlined in the constitution. -
The division of responsibilities is clearly defined in Section 10 of the new CIO constitution. The charity trustees assume legal responsibility for the general control and financial management, but can delegate day-to-day running of the club to the Executive Committee, who operate within a Terms of Reference framework. Members would retain democratic control by voting to elect or remove trustees and Captains.
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The initial "first charity trustees" were selected following internal committee discussions, looking for members with specific skills, relevant professional experience, and the available time to dedicate to this transition. These initial trustees are legally required to step down at the first CIO AGM, at which point members will vote on the 'full term' trustees. We welcome any member with relevant experience to put themselves forward. If the change to CIO goes ahead, then we would design an application form for the website as a permanent addition.
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All charity trustees - both Officer (President, Secretary, Treasurer) and Ordinary - are elected by the membership at the AGM. They serve on a staggered rotation where one-third step down annually, creating an effective three-year term. To ensure fresh leadership, trustees can serve a maximum of two continuous terms (six years) before a mandatory one-year break. Any interim trustees appointed mid-year to fill a vacancy must face a formal member vote at the next AGM.
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No. The day-to-day running of the club would continue to function on a practical level as it does now, and the roles, responsibilities, and influence of the Men's and Women's Captains will remain unchanged.
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Becoming a CIO means we would be legally bound by charity law regarding conflicts of interest. At the beginning of every trustee meeting, any potential conflicts or declarations of interest must be formally declared and recorded in the minutes. If a trustee has a conflict of interest on a specific vote (for example, a financial interest in a supplier the club is using), they must legally absent themselves from that discussion and vote.
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The CIO working party is fully aware of the legal requirements to transfer the assets from the CASC and the current trustees of the land over to the new CIO. Once the CIO application is approved by the Charity Commission, we would engage with lawyers to support the existing property trustees in executing this legal transfer. We anticipate holding a second SGM in Q1 2027 to ask for final member support to complete this asset transfer.
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Trustees do not have the power to sell off the clubhouse or land freehold. Under the new rules, any decision to purchase, sell, mortgage, or lease land or buildings would require a 75% majority vote from the members at a General Meeting - this is very similar to how things are now. Trustees would have full control over the club's finances and decide how funds are spent, or if any debt arrangements are made. There are currently no plans to borrow, sell assets or pay staff - other than continuing with the existing clubhouse cleaner for a few hours a week. We might introduce paid coaches at a later date - to be decided. The club's heritage assets, such as our historic trophies, would be governed by the Executive Committee's Terms of Reference (ToR), which will not be amended without prior consultation with members.
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The club's core heritage - including club colours, honours, races/championships, and historic trophies - would be defined and governed by the Executive Committee's Terms of Reference (ToR). While these items are not explicitly hardcoded into the new CIO constitution, the trustees formally undertake not to amend the ToR without prior consultation with members. However, as required by charity law, the trustees do maintain overall ultimate control of all decisions and elements within the ToR.
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To register as a CIO, the club must adopt a constitution that complies with current charity law. The Charity Commission provides a standard 'model constitution' for this purpose, which we have adapted to fit the club's needs. While the new constitution document is structured differently to meet these legal requirements, the practical contents are very similar to our old rules (a mapping document is available that shows these changes). The main difference is that the new constitution strictly governs high-level statutory items, like our charitable objectives, legal powers, and trustee elections. Day-to-day operations and core heritage items (like club colours, historic trophies, and heritage races) are now defined and managed in a separate Terms of Reference (ToR) document. The trustees formally undertake not to amend the ToR without prior consultation with members, although they retain ultimate legal authority over its contents.
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Regular members shouldn't notice any changes at all, as the training calendar, racing schedule and social events would continue as they do now.
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There would be a slight increase in annual reporting duties for the trustees (like filing accounts with the Charity Commission), but there is no practical increase in the amount of effort/work required from regular club members in relation to volunteering. That said, the club is always looking for ways to improve relations with the wider (running) community, so it’s possible we might engage in some other future inter-club events, and we then might ask for additional volunteers to step forward.
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The Charity Commission requires all CIOs to have a formal "reserves policy" to ensure financial stability in case of emergencies. Once the CIO is established, one of the first jobs for the new, member-elected trustees will be to formally draft and adopt a reserves policy that aligns with Charity Commission guidelines and our future plans for the clubhouse.
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The club would continue to be run primarily by volunteers, so day-to-day operational costs would remain largely unchanged. There may be a small increase in administrative costs related to regulatory governance. For example, if the club's income exceeds £25,000, the Charity Commission requires an "independent examination" of the annual accounts. Currently a qualified club member is happy to do this, but if they decide to stop in the future and if we couldn’t find another qualified volunteer, then we may need to pay an external examiner.
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We already have robust financial practices in place. The main difference going forward is regulatory, in that our annual accounts and a formal Trustee Report would need to be submitted to the Charity Commission - and would be published on their public register. Our insurance needs (building, public liability via EA) would remain largely the same.
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The day-to-day communication within the club would remain the same. Members could always speak to their Captains, attend member information evenings, or contact the committee directly. If a highly urgent or serious issue arose that could not wait until an AGM, members would retain the right to call a Special General Meeting (SGM) to vote on the matter. We will also be working on better ways to maintain transparency around decisions, and provide some other ways for members to ask questions or send feedback.
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Submitting the application to register the CIO with the Charity Commission is free, but there would be one-off professional costs involved in the transition. These include standard HM Land Registry fees to transfer the clubhouse and land titles to the new charity, as well as solicitor conveyancing fees to process that transfer - though as a registered charity, we would expect to qualify for Stamp Duty Land Tax relief on the property transfer. Additionally, if the Charity Commission requests complex clarifications regarding our initial application we might need to pay for specialist legal counsel to assist with the response.
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No. Moving from an unincorporated association to a CIO does not change the club's VAT status. Under HMRC rules, charities must only register for VAT if their taxable turnover exceeds the standard UK threshold (currently £90,000). The club’s taxable turnover is currently below this level, so VAT registration is not required.
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Yes. The working party has consulted with England Athletics' legal partners (Muckle LLP), utilised the Charity Commission's detailed guidance, and spoken with the Stragglers - who successfully transitioned to a CIO and reported little to no difference in how their club feels day-to-day. Though not external (sources), the CIO team includes a qualified legal professional, and members with extensive contract and charity experience in their day-to-day occupations.
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Though external non-member trustees are allowed under the constitution, it’s not anticipated that there would be anyone keen to pursue this. We haven’t asked anyone outside of the club for their input, but a club member with extensive charity experience has kindly offered to mentor the initial (elected) charity trustees through their first year. We also welcome input and help from any member who has relevant experience.
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A qualified club member has drafted the proposed CIO constitution, and we are confident in the application. The Charity Commission is unlikely to reject it, but if there are any issues we may seek independent professional legal guidance to help us respond, if we need to.
Member Actions & Next Steps…
Please take some time to review the additional documentation below, especially the Resolutions, then attend the member SGM on the 1st September 2026 @ 19:00 at the clubhouse to vote on whether to approve the club’s CIO application to the Charity Commission.
If you have a question that hasn't been answered yet, please submit it and we will get back to you as quickly as possible.
Thanks again for taking the time to read this, and for your involvement in this process.
Additional documentS
Resolutions:
For member vote at SGM on the 1st September, 2026.
Draft CIO Constitution:
Last updated on 26th of June 2026.
Mapping document:
Shows how clauses from version 7 of the Ranelagh Harriers Club Constitution & Members' Rule Book have been changed and mapped to the new Club Constitution for Ranelagh Harriers CIO.